{"id":2499,"date":"2015-05-21T14:59:11","date_gmt":"2015-05-21T14:59:11","guid":{"rendered":"http:\/\/ceves.org.rs\/?p=2499"},"modified":"2025-11-11T13:49:11","modified_gmt":"2025-11-11T12:49:11","slug":"sme-growth-opportunities-and-how-policies-and-banks-miss-them-2","status":"publish","type":"post","link":"https:\/\/ceves.org.rs\/en\/sme-growth-opportunities-and-how-policies-and-banks-miss-them-2\/","title":{"rendered":"Mogu\u0107nosti rasta malih i srednjih preduze\u0107a i propu\u0161tene prilike u kreditiranju"},"content":{"rendered":"<p style=\"text-align: justify;\">Projekat &#8222;Mogu\u0107nosti rasta malih i srednjih preduze\u0107a i propu\u0161tene prilike u kreditiranju&#8220; finansiran je od strane <a title=\"USAID Projekat za bolje uslove poslovanja\" href=\"http:\/\/www.bep.rs\/index.php\" target=\"_blank\">USAID Projekta za bolje uslove poslovanja<\/a> i trajao je od jula 2013. do oktobra 2014. godine. Svrha ovog projekta je da se podstaknu banke i ostali stejkholderi da prona\u0111u procedure i druge finansijske modele, koji \u0107e vi\u0161e odgovarati MSP sektoru, tako \u0161to \u0107e im se predstaviti propu\u0161tene \u0161anse sa postoje\u0107im praksama. Tako\u0111e, neophodno je podi\u0107e svest da sada\u0161nje prakse davanja kredita banaka propu\u0161taju mogu\u0107nost za stvaranje profita i mogu\u0107nost za podsticanje rasta malih i srednjih preduze\u0107a, \u0161to bi moglo da bude postignuto kroz istra\u017eivanje o tr\u017ei\u0161tu MSP i komunikaciju sa bankama. Stoga, u tu svrhu, organizovana su dva okrugla stola u Narodnoj banci Srbije. Prvi okrugli sto 19. juna, a drugi 7. oktobra 2014. godine.<\/p>\n<p style=\"text-align: justify;\"><!--more--><\/p>\n<p>Ekspanzija i razvoj MSP sektora je i \u0161ansa i neophodnost za srpsku privredu. U Srbiji postoji nekoliko velikih kompanija, ali one ne mogu da budu lokomotiva rasta, koja je neophodna da bi zemlja dalje napredovala. Tako\u0111e, Srbija ne mo\u017ee da o\u010dekuje da \u0107e strani investitori do\u0107i u velikom broju i na taj na\u010din podsta\u0107i privredni rast, kao \u0161to se to desilo u nekim tranzicionim zemljama pre nego \u0161to su postale \u010dlanica Evropske Unije. Prvi i neophodni uslov, koji \u0107e omogu\u0107iti MSP sektoru da postane glavni deo progresivnih, globalno konkurentnih sektora, da generi\u0161e veliki broj radnih mesta i potencijalne prihode svojim stejkholderima, jesu politike vlade i finansijskih institucija, koje \u0107e biti prilago\u0111ene MSP sektoru. Dobra kooperacija izme\u0111u MSP i finansijskog sektora, pre svega banaka, je izuzetno va\u017ena kako bi se postigao i odr\u017eao privredni rast. U slu\u010daju Srbije, pove\u0107an pristup malih i srednjih preduze\u0107a izvorima finansiranja je verovatno va\u017enije obezbediti nego omogu\u0107iti stabilnije okru\u017eenje i okru\u017eenje, koje je prilago\u0111eno za razvoj preduzetni\u0161tva. Ipak, op\u0161te je poznato da preduze\u0107a u Srbiji veoma zavise od sopstvenih izvora finansiranja, i to nam govori da postoji veliki prostor za unapre\u0111enje bankarskog finansiranja u dr\u017eavi.<\/p>\n<p>Izve\u0161taj je dostupan samo na engleskom jeziku <strong><a title=\"Report \" href=\"http:\/\/ceves.org.rs\/wp-content\/uploads\/2015\/05\/SME-Growth-Opportunities-and-How-Policies-and-Banks-miss-them.pdf\" target=\"_blank\">Izve\u0161taj &#8211; &#8222;Mogu\u0107nosti rasta malih i srednjih preduze\u0107a i propu\u0161tene prilike u kreditiranju&#8220;<\/a><\/strong><\/p>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Projekat &#8222;Mogu\u0107nosti rasta malih i srednjih preduze\u0107a i propu\u0161tene prilike u kreditiranju&#8220; finansiran je od strane USAID Projekta za bolje uslove poslovanja i trajao je od jula 2013. do oktobra 2014. godine. Svrha ovog projekta je da se podstaknu banke i ostali stejkholderi da prona\u0111u procedure i druge finansijske modele, koji \u0107e vi\u0161e odgovarati MSP [&hellip;]<\/p>\n<div class=\"moje-dodatne-kategorije\"><span class=\"cat-label\">Programska oblast: <\/span><a href=\"https:\/\/ceves.org.rs\/en\/category\/projekti\/razvoj-privatnog-sektora-i-industrijska-politika\/\" class=\"moj-cat-link\">Razvoj privatnog sektora i industrijska politika<\/a><\/div>","protected":false},"author":11,"featured_media":2553,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[58,68],"tags":[69,70],"class_list":["post-2499","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-projekti","category-razvoj-privatnog-sektora-i-industrijska-politika","tag-msp","tag-sme"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Mogu\u0107nosti rasta malih i srednjih preduze\u0107a i propu\u0161tene prilike u kreditiranju - Ceves | Centar za visoke ekonomske studije<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ceves.org.rs\/en\/sme-growth-opportunities-and-how-policies-and-banks-miss-them-2\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mogu\u0107nosti rasta malih i srednjih preduze\u0107a i propu\u0161tene prilike u kreditiranju - Ceves | Centar za visoke ekonomske studije\" \/>\n<meta property=\"og:description\" content=\"Projekat &#8222;Mogu\u0107nosti rasta malih i srednjih preduze\u0107a i propu\u0161tene prilike u kreditiranju&#8220; finansiran je od strane USAID Projekta za bolje uslove poslovanja i trajao je od jula 2013. do oktobra 2014. godine. Svrha ovog projekta je da se podstaknu banke i ostali stejkholderi da prona\u0111u procedure i druge finansijske modele, koji \u0107e vi\u0161e odgovarati MSP [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ceves.org.rs\/en\/sme-growth-opportunities-and-how-policies-and-banks-miss-them-2\/\" \/>\n<meta property=\"og:site_name\" content=\"Ceves | Centar za visoke ekonomske studije\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/CEVES.org\/\" \/>\n<meta property=\"article:published_time\" content=\"2015-05-21T14:59:11+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-11T12:49:11+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ceves.org.rs\/wp-content\/uploads\/2015\/05\/BEP.png\" \/>\n\t<meta property=\"og:image:width\" content=\"346\" \/>\n\t<meta property=\"og:image:height\" content=\"497\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Stefan Radisavljevic\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@CEVES1\" \/>\n<meta name=\"twitter:site\" content=\"@CEVES1\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Stefan Radisavljevic\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/ceves.org.rs\\\/sme-growth-opportunities-and-how-policies-and-banks-miss-them-2\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/ceves.org.rs\\\/sme-growth-opportunities-and-how-policies-and-banks-miss-them-2\\\/\"},\"author\":{\"name\":\"Stefan Radisavljevic\",\"@id\":\"https:\\\/\\\/ceves.org.rs\\\/#\\\/schema\\\/person\\\/2c1e819f2d06fc068dd55466231f1e16\"},\"headline\":\"Mogu\u0107nosti rasta malih i srednjih preduze\u0107a i propu\u0161tene prilike u kreditiranju\",\"datePublished\":\"2015-05-21T14:59:11+00:00\",\"dateModified\":\"2025-11-11T12:49:11+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/ceves.org.rs\\\/sme-growth-opportunities-and-how-policies-and-banks-miss-them-2\\\/\"},\"wordCount\":397,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/ceves.org.rs\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/ceves.org.rs\\\/sme-growth-opportunities-and-how-policies-and-banks-miss-them-2\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/ceves.org.rs\\\/wp-content\\\/uploads\\\/2015\\\/05\\\/BEP.png\",\"keywords\":[\"MSP\",\"SME\"],\"articleSection\":[\"Projekti\",\"Razvoj privatnog sektora i industrijska politika\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/ceves.org.rs\\\/sme-growth-opportunities-and-how-policies-and-banks-miss-them-2\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/ceves.org.rs\\\/sme-growth-opportunities-and-how-policies-and-banks-miss-them-2\\\/\",\"url\":\"https:\\\/\\\/ceves.org.rs\\\/sme-growth-opportunities-and-how-policies-and-banks-miss-them-2\\\/\",\"name\":\"Mogu\u0107nosti rasta malih i srednjih preduze\u0107a i propu\u0161tene prilike u kreditiranju - 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